Thinking of Making the Jump to a Remote Office? Look Before You Leap.

Why Being In The Same Room Can’t Be Duplicated I’ve read the headlines for years about the coming age of the remote workplace.  It keeps cars off of congested roads, gives overburdened workers flexibility, and provides work-life balance to a generation that craves it.  What could possibly go wrong?  As … Read More

Desperation Can Bring About The Best Solutions

I’ve been part of an organization called Young President’s Organization for some time–for over nine years now, and we get regular email communications on a daily basis, various deals and what not, and one day, I got one about someone who wanted to finance their commercial real estate. I responded … Read More

Fast Track 504 Part 1: What Is It?

About a year ago, we launched what we call a Fast Track 504, which is a wholesale program–a secondary market program–meant for banks, credit unions, non-banks, commercial mortgage brokers, all to participate in outsourcing 504 first-lien loans to us to finance. In return, we actually pay them non-interest income premiums … Read More

How Do I Know What I Am Able to Afford?

I got a phone call the other day. Actually, I sent an email to this business owner who I had met probably three or four years ago.  We were talking a year ago about how he wanted to eventually own his property. I gave the advice I’ve given at other … Read More

How Do You Feel Helping People with Wealth Creation?

I get asked that question a lot: Why do I do what I do and how does it make me feel? I know that the financing that we provide, often called smarter financing, is very impactful for these business owners when they buy a piece of property for what they’re … Read More

How Long Does Fountainhead Take to Close a Loan?

Most commercial real estate contracts, when you want to go and buy a commercial property, are made for 60 or 90 days to close. Oftentimes, with a 30-day financing contingency, our average closing from start to finish–from when I talk to a business owner to the time we’re at the … Read More

The top 3 reasons why people choose SBA 504 loans

The top three reasons why somebody chooses an SBA 504 loan? #1: the down payment. It’s oftentimes half to a third the down payment of an ordinary conventional bank loan. This puts less of a burden on the borrowing business and gives it more leverage with its capital. #2: the … Read More

What Is the Best Kept Secret of Commercial Real Estate?

I’ve said for many many years the best kept secret of commercial real estate financing is the SBA 504 loan and the reason for that is the third reason why people would use an SBA 504 loan is the below market long term fixed interest rate on that SBA guaranteed … Read More

Who can benefit most from the SBA 504 loan?

The people who benefit the most from SBA 504 loans are small businesses all the way up to mid-sized companies. We’ve recently closed a loan for a $100 million general contracting company–so we go from that extreme, all the way down to a franchise startup. A lot of our clients … Read More