ABOUT US

A key way for owners of small and midsized businesses to truly be successful and increase their net worth is to own their commercial real estate. Most people think that the dream of commercial property ownership is difficult and expensive, with large down payments and high, variable interest rates. With cash being such an important asset for any company, many business owners cannot afford to spend so much of their hard-earned capital to purchase their commercial property, even though they know what a great long-term investment owning their own property will be.

This is where Fountainhead Commercial Capital, with our Small Business Administration (SBA) 504 loan program, comes in. Our loans offer long-term, below-market, fixed interest rates for owners of small and mid-sized businesses to purchase and/or construct their owner-occupied commercial real estate.

There are three main benefits to our 504 loans:

  1. low down payments — as little as 10% of the total project amount
  2. long term loans — as long as 25 to 30 year amortizations
  3. bringing Wall Street type financing to Main Street businesses with our long-term, below-market interest rates

Much like many Americans choose to move out of apartments and into homes – to build equity in an appreciable asset – owners of small to midsized businesses should do the same. With Fountainhead’s financing, Business Owners can create wealth for themselves by having a “home” for their business instead of continuing to rent and enriching their landlord.

It is not an exaggeration to say that no other lender has as much experience with SBA 504 loans as Fountainhead. Our team, led by Founder/CEO Chris Hurn, has been involved in financing over $6 billion (yes, that’s with a “b”!) in total projects across all 50 states for owners of small and midsized businesses. In fact, we have worked with over 120 Certified Development Companies (CDC’s – the “eyes and ears” of the SBA on these loans).

The Fountainhead team has extensive experience structuring, approving, processing, and closing 504 loans, and understands the process from start to finish. As a privately owned and operated nonbank commercial lender, we share an entrepreneurial spirit with our Clients and Referral Sources. We understand the needs of small and midsized businesses and their owners, and we work closely with our Clients to provide the necessary capital to help them grow and prosper. With Fountainhead, you get the personalized service, responsiveness, and attention to detail that you deserve. We aren’t some big, faceless, slumbering bank treating you like just another number. Rather, we’ll treat you as fellow business owners working to help each other grow our part in the American economy.

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