The SBA 504 Loan: Fighting Fears of Office Ownership for Small Businesses

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For many small business owners, the words “real estate” can elicit everything from anxiety to utter dread. Like a bitter pill, some entrepreneurs tend to squirm at the thought of owning the plot of land on which their business resides, assuming the worst about costs and the headaches that come with upkeep. Sure, who would NOT like to own their office or business space? But that’s a conversation for another day – putting the topic off like those pesky taxes or the diet you promised to commit to in the new year. The good news is: there is an answer … Read More

Seven Moves the New SBA Administrator Can Make to Smackdown Tepid Economic Growth While Championing the Small Businesses

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If you were a child or had children in the past 30 years or so, there is a fair chance that you have at least a passing knowledge of the sports entertainment behemoth that has become World Wrestling Entertainment (WWE), formerly the World Wrestling Federation (WWF). Touting the sport’s biggest names, like Hulk Hogan and Dwayne “The Rock” Johnson, the corporation has spent years laying “the smackdown” for fans across the country (and world). A major factor of their success is former CEO and president, Linda McMahon, whom the U.S. Senate recently confirmed as leader of the Small Business Administration … Read More

How to Choose an SBA 504 Lender: The Foundations of Fountainhead

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Defined by Fine Dictionary, a fountainhead is 1: “an abundant source” and 2: a “principal source.” Fountainhead Commercial Capital has made it not only its goal, but its passion to be the leading source of Small Business Administration (SBA) 504 loans, which empower small businesses to invest, long term, into the communities they serve. Fountainhead has become the spring, feeding businesses with commercial capital insight and an unmatched level of expertise in the SBA 504 loan marketplace. Whether simply curious or absolutely set on taking advantage of the SBA 504 for your business, Fountainhead recommends you keep in mind the … Read More

$22MM in Less Than 45 Days and We’re Just Getting Started…

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Pacific Capro sba504 loan

Happy Fountainhead Friday! Things have been very busy here at Fountainhead since we announced our national launch. We’ve closed our fourth Fountainhead 504 project in the last 45 or so days, totaling almost $22 million in total projects in that month and a half! That’s almost three quarters of the total fundings Fountainhead did in our first twelve months of operations, and at that pace would equal nearly $180 million in Fountainhead 504 fundings for the year. Not too shabby, but as you’ll see in the coming months, this is just the start of many great things to come! Recently, … Read More

2 and 25: Speed Is The Ultimate Competitive Advantage…

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sba 504 hospitality loan

In today’s business environment it can be said that the fast eat the slow. Speed trumps size, empowers action and is impossible to ignore. Recently, Fountainhead was put to the ultimate test of needing to deploy speed, efficiency and resolve in order to help a borrower create wealth by owning commercial real estate… and lightning fast! A respected referral source of ours called to ask for help. They were working on a great deal in Colorado but at the last minute, they were not going to be able to help the borrower close the loan on time. Their backs were … Read More

Get Ready To Refinance…

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SBA504 Refinance

We’ve heard good things come in three’s: for the small business finance industry, we’d like to think these are our recent capital raise announcement, our recent nationwide lending and nationwide FastTrack504 announcement, and now THIS announcement: Our EVP of Business Development, Steve Ellsworth, is attending the NADCO Spring Summit and has reported some great news… the SBA has finally announced it will start processing files under the Permanent 504 Refinance Program on June 24th. Fountainhead is on standby ready to assist you with any eligible commercial refinance deals you need help closing! The following are the highlights of the new … Read More

Some Very Interesting Findings about Financing America’s Entrepreneurs…

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Happy Fountainhead Friday! In reviewing some data earlier this week on commercial real estate financing for America’s entrepreneurs (directly from the SBA), we were a bit shocked by what we found: Only 68 lenders (out of 1,545) provided at least one (1) SBA 504 loan a month in the past fiscal year (the government’s fiscal year ended September 30, 2015).  That’s national data.  And yes, that’s it’s just 4.4% of all those lenders at a level we here at Fountainhead would deem necessary for competence.  4.4% is all! Now, you may not know it, but there are approximately 6,100 banks … Read More

There are 334,779 reasons to work with Fountainhead in 2016…

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Okay, we won’t post the “Mother of All” blog posts and list all 334,779 reasons here. THAT would be quite the post, by anyone’s standards. But, this may very well be the “Mother of All” blog posts for you anyway… See, in the last six months of 2015, not only did we close LOTS of SBA 504 loans in six states, but $334,779 in referral fees were earned by our originating referral sources for an average of $41,847 per referred deal. That’s quite a CHUNK of change for those folks, and we were happy to do it since it furthered … Read More

A Birthday, a Closing, and a Super Bowl Wish…

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Happy Birthday to us! Sure, it may be a little unusual to wish ourselves this, but no one has ever accused us of being “ordinary.” 🙂 Just in case you didn’t already figure this out: Fountainhead Commercial Capital turned 1 year old earlier this week. Truly amazing how fast time flies… As with all small to midsized businesses, we’ve had our highs… our lows… and just about everything in between. But, that is what makes entrepreneurship so exciting, so exhilarating. And unlike some, we here at Fountainhead all happen to love the challenges associated with growing a successful business. Mere … Read More

What on Earth does an archery facility, a new brewery and a dental office have in common?

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Fountainhead-SBA504-Lender

…Those are all deals we’re currently working on to close in the next few weeks and months.  See, the most enjoyable part of our business is not just helping owners of small to mid-sized businesses create wealth, but in meeting so many smart and talented business owners operating such diverse businesses. The following are just a few of the deals (totaling over $12 million) we’re working to close during the next 75 days. We list these here as a way to help you get an idea of our appetite for similar projects: Online E-Commerce Business – a $1.26 million project … Read More